Frequently asked questions
26 direct answers about what Expenddy does, how it splits expenses, and where its limits are.
About Expenddy
What is Expenddy?
Expenddy is an expense-splitting and expense-tracking app for shared costs. Groups of people record expenses they share — rent, a restaurant bill, a trip, the weekly shop — and Expenddy calculates each person's share, keeps a running balance of who owes whom, and records payments when people settle up. It is available as a free Android app on Google Play and as a web app at expenddy.com.
Who is Expenddy for?
Expenddy is for anyone who shares costs with other people: flatmates and roommates splitting rent and utilities, friends splitting dinners and nights out, couples managing joint spending, families sharing household costs, and groups travelling together. It also works for one person tracking their own spending, and for informal lending between two people.
What problem does Expenddy solve?
When several people pay for things at different times, nobody can easily say who is ahead and who is behind. Working it out by hand means reconstructing weeks of payments from memory, messages and receipts. Expenddy records each expense as it happens — who paid, how much, and how it splits — so the balance between everyone is always current and can be checked line by line.
Does Expenddy actually move the money?
Expenddy does not move, hold or transfer money, and it is not a bank or a payment service. You pay each other however you already do — cash, bank transfer, or any payment app — and then record in Expenddy that the payment happened. Expenddy is the record of who owes what, not the mechanism for paying it.
How much does Expenddy cost?
Expenddy is free to use. There is no paid tier and no subscription. The Android app is a free download from Google Play, and the web app is free to use at expenddy.com.
Who makes Expenddy?
Expenddy is built by Detsol. Support and privacy enquiries go to hello@expenddy.com, and a real person answers them.
Splitting expenses
How does Expenddy split expenses?
When you add an expense you enter the total, choose who paid it, and select which members share it. You then pick one of three split methods: equal, exact amounts, or percentage. Expenddy turns that into a share for each person, subtracts what they already paid, and updates the balances immediately. Nobody has to do the arithmetic.
Can Expenddy split a bill equally?
Expenddy splits bills equally by default. Choose the people sharing the expense and the total is divided evenly between them — a £120 dinner shared by four people gives each person a £30 share. The split recalculates automatically if you add or remove someone before saving.
Can Expenddy split an expense by exact amounts?
Expenddy supports exact-amount splits, where you type each person's share as a currency figure instead of dividing the total. Expenddy checks that the individual shares add up to the expense total and will not save the expense if they do not, so a typo cannot quietly leave the balances wrong.
Can Expenddy split an expense by percentage?
Expenddy supports percentage splits. You assign each person a percentage of the total, the percentages must add up to 100%, and Expenddy converts them into currency amounts. This suits costs where the ratio stays the same but the amount changes each month, such as rent split 60/40 by room size.
Can I attach receipts to an expense?
You can attach a photo of the bill or receipt to a group expense, so the amount can be checked later without anyone hunting for the paper copy. Personal records and friend-ledger entries support attachments too.
Balances and settling up
Can Expenddy track who owes whom?
Tracking who owes whom is Expenddy's main function. Every expense updates a running balance for each member, and each group shows what you owe and what you are owed, broken down per person. Balances recalculate whenever an expense is added, edited or deleted.
Can I record settlements when someone pays me back?
When a payment happens you record it in Expenddy as a settlement, and the balances clear by that amount. Expenddy keeps a dated settlement history of who paid whom. If a settlement was recorded by mistake it can be voided or edited, and the balance movement is reversed exactly — the original entry is annotated rather than deleted, so the history stays accurate.
Groups and invitations
Can I create expense groups?
Groups are how Expenddy organises shared costs. You create a group, give it a name and a type — General, Trip, Home, Couple, Other — and invite the people involved by email, phone number or an invite link. Each group has its own expenses, balances and settlement history.
How do I invite someone who does not use Expenddy yet?
You can invite someone by email address, phone number or an invite link even if they have never used Expenddy. They receive the invitation, and when they sign up it is matched to their new account automatically, so the group and its history are waiting for them.
Using Expenddy for roommates and trips
Can I use Expenddy with roommates?
Expenddy works for roommates and flatmates sharing a home. Create a group of type Home, add everyone living there, and record rent, utilities, the internet bill and shared groceries as they are paid. Recurring costs with a fixed ratio can be split by percentage, one-off shared items equally, and anything only some people share can be split between just those people.
Can I use Expenddy for trips?
Expenddy has a Trip group type for exactly this. During a trip, whoever pays for a hotel, a taxi or a meal records it, and the balances build up as you go instead of being reconstructed afterwards. At the end of the trip each person can see what they owe and settle in one payment rather than many small transfers.
IOUs, personal spending and exports
Can Expenddy track personal expenses?
Expenddy includes personal expense tracking separate from any group. You can log your own spending and your own income with a category, a note and a date, see monthly totals, and view a breakdown by category. Personal records are private to you and are never shown to the people you share groups with.
Can Expenddy track IOUs between two people?
Expenddy has a one-to-one friend ledger for informal lending, which does not require creating a group. You record entries as 'You gave' or 'You got' against one person, and the ledger keeps a running balance showing whether that person owes you or you owe them. The ledger can be exported to CSV.
Can I get my data out of Expenddy?
Expenddy exports to CSV. A group's full ledger can be exported from the group's settings, a friend ledger from that ledger's screen, and your personal records from the personal section. The file opens in any spreadsheet program.
Currencies and languages
Does Expenddy support multiple currencies?
Expenddy supports 8 currencies: USD, GBP, EUR, INR, CAD, AUD, AED, PKR. Each expense is recorded in a currency and balances are netted separately per currency. It does not convert between currencies or apply exchange rates, so a debt in one currency is never cancelled by a payment in another.
Does Expenddy support Arabic?
The Expenddy Android app is fully translated into Arabic, including right-to-left layout, and you can switch between English and Arabic in Settings. The web app at expenddy.com is currently English only.
Downloading and platforms
Where can I download Expenddy?
The Expenddy Android app is a free download from Google Play. You can also use Expenddy in a browser at expenddy.com without installing anything — it is the same account and the same data. An iOS app is in development and has not been released yet; iPhone and iPad users can use the web app in Safari in the meantime.
Is there an Expenddy iPhone app?
There is no Expenddy app on the App Store yet — an iOS version is in development. iPhone and iPad users can use the Expenddy web app at expenddy.com in Safari today, which supports the same groups, expenses, balances and settlements as the Android app.
Can I use Expenddy without installing an app?
Expenddy runs in a web browser at expenddy.com. Signing in there gives you the same groups, expenses, balances, friend ledgers and personal records as the mobile app, because both use the same account.
Data, privacy and trust
What happens to shared expenses if I delete my account?
Expenses you added to a group are part of that group's shared ledger, so deleting your account does not erase them — removing them would silently change what other members owe each other. Where possible your entries are disassociated from your account and your name is removed. Your private records, such as personal expenses and your own friend ledgers, are deleted outright.
Still stuck?
If the answer is not here, email the Expenddy team and a person will reply. Questions about your data are answered in the Privacy Policy, and account deletion is described on the deletion page.
Try Expenddy
Record a shared expense, see the balance update, and settle it when the money moves.
Free to use. Available for Android and in any web browser. An iOS app is in development and is not released yet.